If you could design “perfect” long term care coverage for yourself, what would it look like?
I recently asked someone this question and she said:
“It should have premiums that are guaranteed to never go up. It should be able to return most, if not all, of my premiums to my heirs if I never need long-term care. It should have some type of cash value so that if I decided to cancel it for any reason in the future I could get most, if not all, of my money back. It should give me the choice to receive my care at home and not just in a facility.”
What most people don’t realize is that policies like this are available and have been available for many years.
To learn more about this type of policy, contact me at: